Rates comparisons

Loan Factory vs. Wells Fargo

Rates as of Wednesday, September 20 2023 at 9:50 AM (Pacific Time)

Wells Fargo
Rate 6.624% (APR=6.645%) 7% (APR=7.205%)
Points / Credits $438 $6,909
Payment $1,280 $1,331
Saving over 30 years $24,831 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Chase

Rates as of Thursday, September 21 2023 at 9:50 AM (Pacific Time)

Chase
Rate 6.625% (APR=6.625%) 7.49% (APR=7.589%)
Points / Credits $0 $2,853
Payment $1,921 $2,096
Saving over 30 years $65,705 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Citibank

Rates as of Thursday, September 21 2023 at 9:50 AM (Pacific Time)

Citibank
Rate 6.95% (APR=6.957%) 7.375% (APR=7.604%)
Points / Credits $105 $1,125
Payment $993 $1,036
Saving over 30 years $16,500 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Bank of America

Rates as of Thursday, September 21 2023 at 9:50 AM (Pacific Time)

Bank of America
Rate 6.95% (APR=6.96%) 7.875% (APR=8.134%)
Points / Credits $206 $1,726
Payment $1,324 $1,450
Saving over 30 years $46,880 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Guaranteed Rate

Rates as of Thursday, September 21 2023 at 9:51 AM (Pacific Time)

Guaranteed Rate
Rate 6.999% (APR=7.008%) 7.025% (APR=7.389%)
Points / Credits $312 $4,186
Payment $2,328 $2,334
Saving over 30 years $6,034 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Better.com

Rates as of Thursday, September 21 2023 at 9:51 AM (Pacific Time)

Better.com
Rate 6.95% (APR=6.958%) 7.125% (APR=7.336%)
Points / Credits $123 $3,200
Payment $1,059 $1,078
Saving over 30 years $9,917 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

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